F a i t h M a t t e r s
with Dr. Ken Lovelace
Emphasis: Fatherly
Advice
A Little Fatherly Advice - Part 4
This week we'll deal with an
issue that can be tricky, even for adults. We adults must
have our acts together if we are to have an authoritative
voice with our children regarding the one thing about which
Jesus spoke more than prayer, more than forgiveness; more
than any other single subject, the issue of money.
IV. A Good Father Teaches His Children How To
Handle Money
There are four basic areas of
financial responsibility that every father should teach his
children.
A. Giving - Our children
must learn to honor the Lord with their income by making giving
number one on their priority list. Tithing is so incredibly
important, but did you know that a survey was once taken of
Christians in all U.S. denominations? The results were disturbing:
only 20% of Christians in this country say they are tithing
faithfully. Listen to what Jesus said in Matthew 23:23:
"Woe to you, teachers of
the law and Pharisees, you hypocrites! You give a tenth of your
spices-mint, dill, and cumin. But you have neglected the more
important matters of the law - justice, mercy and faithfulness.
You should have practiced the latter, without neglecting the former
(emphasis mine)."
What is the former about which
He spoke? The giving of "a tenth." I read where
some people argue that since Jesus spoke of a tenth just this
once, it doesn't carry much weight and so they don't take
it seriously. But He also spoke only once about our need to
be born again and that's something they take very seriously.
We can't pick and choose; all of Jesus' words were important,
even if He only said it once.
The Lord spoke through
Malachi when He said:
"Bring the whole tithe into
the storehouse, that there may be food in my house. Test me in
this," says the LORD Almighty, "and see if I will not
throw open the floodgates of heaven and pour out so much blessing
that you will not have room enough for it (3:10)."
When we teach our children to
tithe, we teach them the Word of God and the expectations
of our Father. We teach them absolute dependence on God, genuine
faith, deep trust, and a host of other lessons they'll not
get anywhere else, not even in many churches.
And when they learn these
lessons, and learn to take God at His Word, they also discover
that His promises are true, like Proverbs 3:9-10:
"Honor the LORD with your
wealth, with the firstfruits of all your crops; then your barns
will be filled to overflowing, and your vats will brim over with
new wine."
Tithing isn't the only
giving about which we must teach our children; God's Word
also addresses our need to be generous to the poor in 22:9:
"A generous man will himself
be blessed, for he shares his food with the poor."
B. Earning - In order to give,
our children must learn a skill with which they can derive
an income. The Bible tells us that he who doesn't work, doesn't
eat…and that's pretty strong motivation for most of us. We
need to teach our children not to be lazy, but to work even
as children so that when they grow up and have to get a real
job, work won't be foreign to them.
C. Spending - The best biblical advice I can
find on this is the woman described in Proverbs 31. She exemplifies
how to wisely spend and invest money. Notice especially verses
16 & 24:
"16She considers a field
and buys it; out of her earnings she plants a vineyard.
24 She makes linen garments and sells them, and supplies the merchants
with sashes."
Her spending is wise, she spends
that which she's earned. And something else we notice, her
spending was with her money, not someone else's.
D. Saving - Our
children must also learn the importance of providing not only
for today's needs, but also for tomorrow's. If they learn
to save up for the things they want and need, they'll avoid
the destructive trap of deep credit card debt that has swallowed
many young people alive today. Consider Prov. 6:6-8:
"6 Go to the ant, you sluggard; consider
its ways and be wise!
7 It has no commander, no overseer or ruler,
8 yet it stores its provisions in summer and gathers its food
at harvest."
Conclusion
Have you discussed financial
issues with your children? It's important that we do so that
they grow up well rounded and well versed on all the things
of God. Purpose in your heart today that when the time is
right, with God's help, you'll teach them these things along
with the many other lessons you'll teach them from the Word
of God. You'll be glad you did!
Copyright
© 2009. Faith Matters by Dr. Ken Lovelace. All rights
reserved.
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